[ExI] Do you have a secret family pass phrase?

[efc at disroot.org]

On Wed, 25 Dec 2024, BillK via extropy-chat wrote:

> It only takes three seconds of audio content for AI to clone someone’s
> voice. And one call from a scammer to trick you into thinking a
> ‘friend’ needs money.
> Scammers will often use a method called spoofing, which is when they
> make a call or text look like it’s coming from someone you know.
> AI is making it too easy to fake videos, phone calls or texts.

Actually I don't. The most common attack vector (currently) when it comes 
to scams is to trick old people into using their digital ID:s to confirm 
money transfers.

I've forbidden my father to use digital ID, and only use the traditional 
method of walking down to the bank office and physically show them his ID, 
so should anyone try a scam, he is first of all very suspicious, and 
second of all, nothing can be done by phone, and third, there's a natural 
cool off period since he had to walk to the bank, and finally, I and the 
bank will also have opportunities to say something.

When it comes to my wife and I, just the question of any transfers of any 
kind would raise suspicion instantly so no code word there either.

> BillK
>
> ---------------------------
> You need to create a secret password with your family
> written by Elijah       December 25, 2024
>
> <https://whatsnew2day.com/you-need-to-create-a-secret-password-with-your-family/>
> Quotes:
> There have been increasing calls for people, and particularly
> families, to create passphrases or passwords for each other. In early
> December, the FBI issued a recommendation that people create a “secret
> word or phrase with their family to verify their identity,” and
> British bank Starling has also published guidelines on how to create
> safe phrases with other people. It’s a simple, if not new, approach
> that can be potentially effective. For example, if you receive a
> message or call from your “son” or “daughter” urgently asking for
> money to get out of a tight spot, asking them to provide a previously
> agreed-upon passphrase can reveal whether it is really them.
> -------------------------
>
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