[ExI] Do you have a secret family pass phrase?

[efc at disroot.org]

On Fri, 27 Dec 2024, Kelly Anderson via extropy-chat wrote:

> I think I mentioned this here a few months back. 
> As I reflect on things that have happened lately in my own life I see that it's hard not to get scammed. I did get scammed by an AI
> last month. 
> 
> At the same time, I've completed transactions over the phone with my bank on several occasions recently where an AI could easily have
> accomplished what I was trying to do.  It makes me nervous what my bank allows without confirmation or passcodes... while
> simultaneously upping security to absurd levels on other transactions.

I often thought about if a bank would start to offer yesterdays product, 
as tomorrows security product. Imagine... dear customer, if you are afraid 
of getting scammed, sign up for security+ where no transactions can be 
done online. You have to come to the office, in person, to perform them. 
;)

> -Kelly
> 
> On Wed, Dec 25, 2024, 5:04 AM BillK via extropy-chat <extropy-chat at lists.extropy.org> wrote:
>       It only takes three seconds of audio content for AI to clone someone’s
>       voice. And one call from a scammer to trick you into thinking a
>       ‘friend’ needs money.
>       Scammers will often use a method called spoofing, which is when they
>       make a call or text look like it’s coming from someone you know.
>       AI is making it too easy to fake videos, phone calls or texts.
>
>       BillK
>
>       ---------------------------
>       You need to create a secret password with your family
>       written by Elijah       December 25, 2024
>
>       <https://whatsnew2day.com/you-need-to-create-a-secret-password-with-your-family/>
>       Quotes:
>       There have been increasing calls for people, and particularly
>       families, to create passphrases or passwords for each other. In early
>       December, the FBI issued a recommendation that people create a “secret
>       word or phrase with their family to verify their identity,” and
>       British bank Starling has also published guidelines on how to create
>       safe phrases with other people. It’s a simple, if not new, approach
>       that can be potentially effective. For example, if you receive a
>       message or call from your “son” or “daughter” urgently asking for
>       money to get out of a tight spot, asking them to provide a previously
>       agreed-upon passphrase can reveal whether it is really them.
>       -------------------------
>
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> 
>