<html><body><div style="color:#000; background-color:#fff; font-family:arial, helvetica, sans-serif;font-size:12pt"><br> <div style="font-family: arial, helvetica, sans-serif; font-size: 12pt;">I suspect much of this is pessimistic bias in action. See:<br><br>http://en.wikipedia.org/wiki/The_Myth_of_the_Rational_Voter#Pessimistic_bias<br><br>Regards,<br><br>Dan<br> </div>  </div></body></html>