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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>>…</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <b>On Behalf Of </b>spike<br><br><b><span style='color:#1F497D'><o:p></o:p></span></b></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif";color:#1F497D'>>…</span></b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Recall that this same government which is collecting all this stuff is the one which requires strong passwords and plenty of personal information just to shop on HealthCare.gov. In light of the “…no reasonable expectation of privacy…” comment, can anyone explain why they would have done that?</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>spike</span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>OK found the answer. This was a huge debate in the design of HealthCare.gov from the start: whether to allow anonymous window shopping in the insurance markets. The short version of the story is that after much discussion, the Fed decided to disallow anonymous insurance shopping, and defeat the creation of pseudonym accounts. But most of the state exchanges, faced with the same question, decided to allow anonymous shopping. The 14 state exchanges that allow anonymous shopping before purchase are said to be mostly working, but the fed site has become an epic fail worthy of its own fail poster. </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>The US gov has demonstrated repeatedly that it is an untrustworthy and incompetent recipient of personal information. So most people decided to not hand over that information just to shop. Imagine that.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>spike<o:p></o:p></span></p></div></div></div></body></html>