<div dir="ltr"><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px">At this year’s annual meeting, Alcor reduced membership dues (for those not receiving discounts) by 10% and also waived the $180/year CMS fee for those with cryopreservation funding at least $20,000 over current minimums. For many members, that means a reduction in membership costs by $240 per year (31% reduction).</p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px"> </p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px">The CMS waiver should be especially helpful to members young enough to get cheap life insurance. The cost of the extra insurance will be very low for younger members, making the CMS waiver option attractive.</p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px"> </p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px">Older members may find additional life insurance expensive or impossible to get. Many of these members will instead benefit from the new alternative funding policy. They will be able to use assets such as real estate, 401(k) plans, and bequests to fund up to half of their cryopreservation minimums.</p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px"> </p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px">Overseas members, who can also enjoy lower costs from the above changes, additionally benefit from the reduction in the overseas surcharge.</p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px"> </p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px">Details of these four cost-lowering changes are here:</p><p class="MsoNormal" style="margin-bottom:0.0001pt;font-family:arial,sans-serif;font-size:12.7272720336914px"><a href="http://www.alcor.org/blog/" target="_blank">http://www.alcor.org/blog/</a></p><div><br></div>-- <br><div>Max More, PhD</div><div>Strategic Philosopher</div><div>Co-editor, <i>The Transhumanist Reader</i></div><div><a href="http://www.amazon.com/Transhumanist-Reader-Contemporary-Technology-Philosophy/dp/1118334310/ref=sr_1_1?s=books&ie=UTF8&qid=1372225570&sr=1-1&keywords=the+transhumanist+reader" target="_blank">http://www.amazon.com/Transhumanist-Reader-Contemporary-Technology-Philosophy/dp/1118334310/ref=sr_1_1?s=books&ie=UTF8&qid=1372225570&sr=1-1&keywords=the+transhumanist+reader</a><br>President & CEO, Alcor Life Extension Foundation</div>
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