<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 15 (filtered medium)"><style><!--
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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal>> <b>On Behalf Of </b>John Clark via <o:p></o:p></p></div><div><div><div><p class=MsoNormal><o:p> </o:p></p></div></div><div><p class=MsoNormal><span style='font-size:13.5pt'>>…As for COVID-19 herd immunity almost nothing is known …and for all we know we might have to go through the same thing all over again next year or the year after. But I'm optimistic we'll have a vaccine before then…</span><span class=gmaildefault><span style='font-size:13.5pt;font-family:"Arial",sans-serif'>John K Clark<o:p></o:p></span></span></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Sure, I am cool with optimism. But what if the optimistic view is wrong and the economy is permanently depressed to half what it is now? What happens to all that borrowing, which is now all we can do to service, with the government doing almost nothing else but struggling to collect enough tax to service all that debt we so casually took on when money was easy?<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>spike<o:p></o:p></p><div><p class=MsoNormal><span style='font-family:"Arial",sans-serif'><o:p> </o:p></span></p></div></div></div></div></body></html>