<div dir="ltr"><div class="gmail_default" style="font-family:comic sans ms,sans-serif;font-size:large;color:#000000">Problem with idea: insurance companies </div><div class="gmail_default" style="font-family:comic sans ms,sans-serif;font-size:large;color:#000000">will raise their rates if you file a claim. I filed a small claim and they raised my rates</div><div class="gmail_default" style="font-family:comic sans ms,sans-serif;font-size:large;color:#000000">so high that they got their money back in </div><div class="gmail_default" style="font-family:comic sans ms,sans-serif;font-size:large;color:#000000">a year! So you can't play that game. Ach! Now I remember- one more small claim and they cancelled me! Had to pay premium rates to get insurance at all. Those boys know what's going on. bill w</div></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Sat, Oct 15, 2022 at 9:13 AM spike jones via extropy-chat <<a href="mailto:extropy-chat@lists.extropy.org">extropy-chat@lists.extropy.org</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div class="msg2882118485414830472"><div lang="EN-US" style="overflow-wrap: break-word;"><div class="m_2882118485414830472WordSection1"><p class="MsoNormal"><u></u> <u></u></p><p class="MsoNormal"><u></u> <u></u></p><div style="border-right:none;border-bottom:none;border-left:none;border-top:1pt solid rgb(225,225,225);padding:3pt 0in 0in"><p class="MsoNormal"><b>From:</b> extropy-chat <<a href="mailto:extropy-chat-bounces@lists.extropy.org" target="_blank">extropy-chat-bounces@lists.extropy.org</a>> <b>On Behalf Of </b>William Flynn Wallace via extropy-chat<br><b>Subject:</b> Re: [ExI] et tu, nova?<u></u><u></u></p></div><p class="MsoNormal"><u></u> <u></u></p><div><div><p class="MsoNormal"><span style="font-size:12pt;font-family:Arial,sans-serif">>>…<span style="color:rgb(34,34,34)">I would blame the people building expensive stuff right down at sea level.<u> </u>spike<u></u><u></u></span></span></p><p class="MsoNormal"><span style="font-size:12pt;font-family:Arial,sans-serif;color:rgb(34,34,34)"><u></u> <u></u></span></p><p class="MsoNormal"><span style="font-size:12pt;font-family:Arial,sans-serif">>…<span style="color:rgb(34,34,34)">Those people don't care. Probably have more than one house here or there (Winter in Florida; summer in Vermont). Rich and insured - not looking for handouts from the Red CRoss. bill w<u></u><u></u></span></span></p><p class="MsoNormal"><u></u> <u></u></p><p class="MsoNormal">BillW, since you mentioned rich and insured, something occurred to me.<u></u><u></u></p><p class="MsoNormal">Consider hurricanes. They don’t move very fast, they are very visible, you can easily see them coming. They are nature’s own zombies: dangerous if they catch you, but zombies don’t move fast either. You never saw a zombie running, ja? They just kinda amble and… you know the rest… eat your damn brains if they catch you.<u></u><u></u></p><p class="MsoNormal">But why do zombies and hurricanes catch people? <u></u><u></u></p><p class="MsoNormal">In the Ian news, we saw plenty of dramatic photos of wrecked planes and yachts, flooded streets with Teslas bobbing about and so forth, fifty billlllion dollars damage, oh mercy.<u></u><u></u></p><p class="MsoNormal">But why? I get it with the homes: you can’t move those and the fools already built them where they are vulnerable to flood damage. Well now, how vulnerable? How often does a hurricane ocean surge? Not very! You can build there and count on rebuilding or extensive repair on the average of about twice a century on average. About a 2% chance of serious flooding each year. Well hell, you and I are here only about once a century, so… OK then, take your chances.<u></u><u></u></p><p class="MsoNormal">Now… what about the boats and planes and Teslas?<u></u><u></u></p><p class="MsoNormal">I have an idea: you can buy insurance against storm damage to all these things, and you can be sure that a lotta rich people did. So… storm’s on the way, any good yacht can easily outrun the nature’s zombie, the hurricane, and of course any plane can be flown to safety on short notice, the Teslas can be easily driven inland.<u></u><u></u></p><p class="MsoNormal">My theory is that plenty of aircraft owners and yacht owners and even Tesla owners… quietly chose to leave them in place, collect the insurance payouts on their expensive toys.<u></u><u></u></p><p class="MsoNormal">I am open to counter-suggestion on that notion please.<u></u><u></u></p><p class="MsoNormal">spike<u></u><u></u></p><p class="MsoNormal"><u></u> <u></u></p><p class="MsoNormal"><u></u> <u></u></p></div></div></div></div>_______________________________________________<br>
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