[extropy-chat] Who Gets Expensive Treatments Under Socialism?

Rafal Smigrodzki rafal.smigrodzki at gmail.com
Mon Apr 16 23:48:34 UTC 2007


On 4/16/07, MB <mbb386 at main.nc.us> wrote:
> > At 06:21 PM 4/16/2007 -0400, Rafal wrote:
> >
> >>Health insurance is cheap. I pay only about 150$ per month for my family.
> >
>
> I'd like to know more about this. My health insurance, for just myself, in good
> health, is between $250 and $300 per month. It's a big chunk of my income.
>
> Actually I think the problem is purchasing outside a group plan. It is frustrating
> in the extreme. Also, the rates and coverage vary by state, so there are only
> certain plans available to me - and they may not be available elsewhere.
>
### Catastrophic plan with an HSA is definitely the answer as long as
you are healthy. For this solution to make sense you need to have a
few years of healthy life, so you accumulate funds for the inevitable
problems later on. If you already spend 2-3 k per year on healthcare,
a regular insurance plan is unfortunately the only realistic option.
But if you start the HSA in your twenties, you will have enough cash
by the time you need it.

Rafal



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