[ExI] et tu, nova?

[William Flynn Wallace]

Problem with idea:  insurance companies
will raise their rates if you file a claim.  I filed a small claim and they
raised my rates
so high that they got their money back in
a year!    So you can't play that game.  Ach!  Now I remember- one more
small claim and they cancelled me!  Had to pay premium rates to get
insurance at all.  Those boys know what's going on.  bill w

On Sat, Oct 15, 2022 at 9:13 AM spike jones via extropy-chat <
extropy-chat at lists.extropy.org> wrote:

>
>
>
>
> *From:* extropy-chat <extropy-chat-bounces at lists.extropy.org> *On Behalf
> Of *William Flynn Wallace via extropy-chat
> *Subject:* Re: [ExI] et tu, nova?
>
>
>
> >>…I would blame the people building expensive stuff right down at sea
> level. spike
>
>
>
> >…Those people don't care. Probably have more than one house here or
> there (Winter in Florida; summer in Vermont).  Rich and insured - not
> looking for handouts from the Red CRoss.  bill w
>
>
>
> BillW, since you mentioned rich and insured, something occurred to me.
>
> Consider hurricanes.  They don’t move very fast, they are very visible,
> you can easily see them coming.  They are nature’s own zombies: dangerous
> if they catch you, but zombies don’t move fast either.  You never saw a
> zombie running, ja?  They just kinda amble and… you know the rest… eat your
> damn brains if they catch you.
>
> But why do zombies and hurricanes catch people?
>
> In the Ian news, we saw plenty of dramatic photos of wrecked planes and
> yachts, flooded streets with Teslas bobbing about and so forth, fifty
> billlllion dollars damage, oh mercy.
>
> But why?  I get it with the homes: you can’t move those and the fools
> already built them where they are vulnerable to flood damage.  Well now,
> how vulnerable?  How often does a hurricane ocean surge?  Not very!  You
> can build there and count on rebuilding or extensive repair on the average
> of about twice a century on average.  About a 2% chance of serious flooding
> each year.  Well hell, you and I are here only about once a century, so… OK
> then, take your chances.
>
> Now… what about the boats and planes and Teslas?
>
> I have an idea: you can buy insurance against storm damage to all these
> things, and you can be sure that a lotta rich people did.  So… storm’s on
> the way, any good yacht can easily outrun the nature’s zombie, the
> hurricane, and of course any plane can be flown to safety on short notice,
> the Teslas can be easily driven inland.
>
> My theory is that plenty of aircraft owners and yacht owners and even
> Tesla owners… quietly chose to leave them in place, collect the insurance
> payouts on their expensive toys.
>
> I am open to counter-suggestion on that notion please.
>
> spike
>
>
>
>
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