[ExI] health insurance

[Ben Zaiboc]

On 07/10/2025 17:52, Adrian Tymes wrote:
> On Tue, Oct 7, 2025 at 10:27 AM spike jones via extropy-chat
> <extropy-chat at lists.extropy.org> wrote:
>> I offered that I was under the impression that the USA had solved the whole health insurance problem by setting up a system where poor people can get health insurance free.  She agreed that such a system is in place, but hospitals are struggling now nearly as much now as they were before, because of all those people who are eligible to get free health insurance… most of them never do.  They only need to sign up for this, sign that, go here, do that, and it’s MAGIC!  The US government GIVES them free health insurance.  But most penniless people don’t ever do it.
> Why is that, and what can be done about it?

1) Because they don't need to, and 2) remove the parasites (the health 
insurance companies) from the middle, put the money directly into the 
hospitals.

As far as I'm aware, it's the usual story: Middlemen profiting from 
setting up a layer that doesn't need to exist. American healthcare is 
scandalously profitable, has nothing to do with the actual real cost of 
health care and the profits don't go the the actual providers of the 
healthcare.

I'm far from being an expert on american healthcare, but I don't see why 
it doesn't suffer from the same problems as the music and publishing 
industries. If there's money to be made without actually contributing 
something positive to society, there will be some lower form of life 
that will jump in and exploit that as much as they can.

The real question is what can be done about that.

-- 
Ben
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